| Critical illness cover can be considered as a | | | | as colon cancer. But the disease may not have |
| popular form of insurance policy in the UK. The | | | | made many victims. Thus in the year 1992, |
| end of 1990’s saw around 2.5 million critical | | | | around 25 out of 100,000 women may have |
| illness policies in the UK. Among the long list of | | | | contracted this critical illness while 38 out of |
| critical illnesses that exists we may come across | | | | 100,000 men may have had the same fate. |
| the critical illness, cancer. Let’s have a look. | | | | Similarly, a critical illness such as breast cancer |
| The evolution of a critical illness such as cancer | | | | may have been the common cause for claims |
| had been analysed over a 13 year period that is | | | | among women during 1980-1992. In the year |
| from 1980-1992. The report provided figures for | | | | 1980, around 80 out of 100,000 women may |
| both men and women. According to Cancer | | | | have suffered from breast cancer. An increase in |
| statistics registrations (Office for National | | | | victims of this critical illness may have then been |
| Statistics, 1980-1990); ONS Monitor (1991, 1992), | | | | recorded in the year 1988. From this year |
| during the year 1980, around 400 out 100,000 | | | | onwards, the rate of breast cancer may have |
| men may have been victims of a critical illness | | | | kept on rising. Thus, in the year 1992, |
| such as malignant neoplasms. During the same | | | | approximately 120 over a population of 100,000 |
| year, about 380 out of 100,000 women may | | | | women may have endured this life threatening |
| have also suffered from the same critical illness. | | | | critical illness. Women may have as well |
| This cancer rate continued an ascent as in the | | | | contracted lung cancer. But the rate at which this |
| year 1988, a peak may have been suddenly | | | | critical illness affected women may have been |
| reached. Therefore, nearly 490 over 100,000 men | | | | lesser than that of men. In the year 1980, around |
| may have contracted malignant neoplasms while | | | | 38 out of 100,000 women may have contracted |
| 470 out of 100,000 women may have suffered | | | | lung cancer. Consequently, in the year 1992 the |
| from the critical illness at the same time. | | | | rate may have slowly increased to 44 over |
| Furthermore, after a few years, there may have | | | | 100,000 women. As for a critical illness such as |
| been a minor decrease in cancer rate. The | | | | colon cancer, the value may have remained |
| decrease may have been not for long as the | | | | constant throughout the 13 years with around 39 |
| cancer rate rose again in the year 1992. Then, | | | | over 100,000 women from 1980-1992. |
| figures read around 495 out of 100,000 men as | | | | People, especially women may have also suffered |
| opposed to 480 out of 100,000 women may | | | | from a critical illness like cervical cancer. However, |
| have been victims of this critical illness. More | | | | this type of cancer may have made fewer |
| precisely, the average increase may have been | | | | sufferers. Around 20 out of 100,000 women may |
| about 1.7 percent per annum for men and 2.2 | | | | have been diagnosed with cervical cancer from |
| percent per annum for women from 1990 to | | | | 1980-1992. Malignant melanomas, another form of |
| 1992. | | | | cancer may have brought around 5 out of |
| Moreover as per Cancer statistics registrations | | | | 100,000 cases in the year 1980 and ended up in |
| (Office for National Statistics, 1980-1990); ONS | | | | 1990 with no new cases registered afterwards. |
| Monitor (1991, 1992), another critical illness that | | | | These were a brief explanation about the various |
| prevailed mostly among men may have been lung | | | | types of cancer and how much each type of |
| cancer. Statistics showed around 110 out of | | | | critical illness affected people respectively. Facts |
| 100,000 men suffering from this critical illness | | | | like a critical illness such as lung cancer may be |
| during the year 1992. Besides, another critical | | | | more prevalent among men and breast cancer |
| illness named as prostatic cancer may have made | | | | among women may be clearly drawn. So, the risk |
| around 39 over 100,000 men patients in the year | | | | of falling critically ill may still remain. So critical |
| 1980. Additionally, the value then may have | | | | illness cover may be one solution to assist the |
| gradually increased to 60 out of 100,000 men in | | | | probability that a critical; illness occurs to you in |
| the year 1992. Then appeared a critical illness such | | | | the future. |